I know I’m shouting!

You’d shout too if…

  • you didn’t live from paycheck to paycheck
  • every $ you have could go toward things you want to buy instead of on payments
  • all your credit card balances returned to zero every month
  • you had cash available to cover your emergencies now
  • you had money in your pocket that you could give to someone in need
  • you could pay cash for clothes, shoes, appliances, or even your car

Wow, you say. That person must be rich!

You don’t have to be rich, but you do have to learn to live within your means. When we returned from Belgium, someone couldn’t understand why we kept my mother-in-law’s 13 year old car. Well, it was a six-cylinder with 65,000 miles on it, got 30mpg, and it was paid for. I thought it was a no-brainer. We weren’t paying $300-600 month to get around either! And we could afford to give it away when we bought another (cash) to drive to Guatemala…

Sometimes you may feel “If I just made more money…” But, unless you develop some new financial habits and learn to glorify God in how you use the resources He provides, you’re only going to blow the raise you just got. Get God involved in your bank account and access Godly wisdom for your financial decisions.

Pr 22:7 The rich ruleth over the poor; And the borrower is servant to the lender.

Get angry about throwing your money away on interest and pay a little extra so more goes toward “goods” you’ve bought and your creditors get less of your hard-earned cash. Ever thought about how many hours you need to work to buy that ___ (fill in the blank) you want/ed? Why work extra to hand it over to a lender?

Not working a real job since 1987, we’ve managed to pay off Parent Plus loans and thousands more, accrued for a variety of reasons. I had already made Him Lord of my spending, so the dollar (or Euro) shortage was not due to extravagance. Like many of you experience, however, sometimes life just happens. At the moment I determined to get out of debt I began to look to God for a plan. As a long-term missionary living on offerings, it is more obvious that God must be the source of all income. But, this is not any less true for you.

Pr 3:5, 6 Trust in Jehovah with all thy heart, And lean not upon thine own understanding: In all thy ways acknowledge him, And he will direct thy paths.

Take up my challenge to make Him Lord of your finances and He’ll come through. Be determined to be a good steward and take care of and appreciate the things the Lord has provided. In #FinanciallySound Advice posts to come, we’ll cover other tried and proven tips and share more testimonies.

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